KRUK was established in 1998 by two entrepreneurs who, in 2000, saw a huge opportunity in outsourced debt collection in Poland. Within three years KRUK become number 1 in Poland and soon started second business line - debt purchasing. The founders needed more investment to help their business grow. Enterprise Investors took a majority stake in the company and helped the company expand into the fast-growing debt purchase market both in Poland and abroad.
Today, KRUK is one of the biggest and the most profitable debt collection companies in Central Europe, with strong presence in four countries: Poland, Romania, Czech Republic and Slovakia. The uniqueness of the group's strategy is reflected in pro-agreement approach to indebted people, whose debts are spread into installments convenient to repay. Kruk was listed in Warsaw in 2011.
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